Looking into Getting a Credit Card
I'm thinking about maybe finally applying again for a credit card. I'm seeing all these online shopping sites with cool stuff in them and I start to think that if I don't get a card it would really suck if something I really wanted popped up. And of course it's high time I build up a proper credit history.
I'm not very scared of overspending and not being able to pay off my bills. I'm more worried about having to pay the monthly membership fees without getting anything out of my card. I'm a chronic non-shopaholic. I almost never impulse buy and there are so few things that really interest me enough to buy them. Plus there's the fact that I'm annoyingly lazy so walking aimlessly around malls usually doesn't hold much attraction for me.
First time I applied for a credit card, though, I got denied. Pffft! Citibank! Don't they know I'm a good payer? Better than the others they awarded credit cards to IMHO!
Lol... I'm a big fat sourgrape! Oh well, maybe I'll start looking into other credit card companies. Anyone care to suggest anything?=)
I'm not very scared of overspending and not being able to pay off my bills. I'm more worried about having to pay the monthly membership fees without getting anything out of my card. I'm a chronic non-shopaholic. I almost never impulse buy and there are so few things that really interest me enough to buy them. Plus there's the fact that I'm annoyingly lazy so walking aimlessly around malls usually doesn't hold much attraction for me.
First time I applied for a credit card, though, I got denied. Pffft! Citibank! Don't they know I'm a good payer? Better than the others they awarded credit cards to IMHO!
Lol... I'm a big fat sourgrape! Oh well, maybe I'll start looking into other credit card companies. Anyone care to suggest anything?=)
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